Policies & Legal Disclaimers

Last updated: July 2026

Welcome to JT & CY Advisory (jtcyadvisory.my). We are committed to protecting your privacy, maintaining transparency, and operating with strict professional integrity in delivering our corporate, accounting, and advisory services.

1. Privacy Policy (PDPA Compliance)

JT & CY Advisory respects your privacy and is dedicated to complying with the Personal Data Protection Act 2010 (PDPA) of Malaysia. This Privacy Policy explains how we collect, use, store, and protect your personal data.

Information We Collect

We may collect personal data when you voluntarily submit it through our website contact forms, email inquiries, or professional service engagements. This includes:

• ✓ Full name, company name, and job title.
• ✓ Contact details including email address, phone number, and physical office address.
• ✓ Corporate and financial records required for service provision (e.g., SSM registration details, payroll data, corporate secretarial files).

Purpose of Data Collection

Your data is collected and processed strictly for the following operational purposes:

• ✓ Responding to client inquiries, consultation requests, and formal communications.
• ✓ Providing professional services, including audit exemption advisory, company incorporation, payroll processing, and corporate secretarial support.
• ✓ Fulfilling statutory and compliance filings with regulatory bodies such as SSM and LHDN.
• ✓ Notifying clients regarding regulatory updates that impact business operations.

2. Website Terms & Conditions

By accessing and browsing jtcyadvisory.my, you agree to comply with and be bound by the following terms and conditions of use:

• ✓ Intellectual Property: All content, guides, layouts, and logos on this website are the intellectual property of JT & CY Advisory unless otherwise stated. Unauthorized reproduction or commercial exploitation is strictly prohibited.
• ✓ User Conduct: Visitors agree to use this site only for lawful purposes and must not compromise site security, introduce malicious code, or harvest data without authorization.
• ✓ External Links: Our website may link to external third-party sites or our Singapore affiliate, Terra Advisory Services. We assume no responsibility or liability for the content or privacy practices of external websites.

3. Professional & Legal Disclaimer

• ✓ General Information Only: Articles, guides, FAQs, and regulatory thresholds published on this website are provided for general informational purposes only and do not constitute formal legal, tax, accounting, or professional advice.
• ✓ No Client Relationship Created: Interacting with our website or submitting an inquiry form does not establish a formal client-advisor relationship. A formal engagement is only established upon the execution of an official letter of engagement between you and JT & CY Advisory.
• ✓ Limitation of Liability: While we endeavor to keep all regulatory guidelines (such as SSM Practice Directives and LHDN rules) accurate and current, regulations are subject to change. JT & CY Advisory accepts no liability for any loss or damage arising from reliance on website content.
• ✓ Cross-Border Affiliation: JT & CY Advisory operates as an independent advisory firm in Malaysia and maintains a referral relationship with its Singapore affiliate, Terra Advisory Services (ACRA Filing Agent Reg. No. FA20122913), to assist clients with cross-border expansion.